How do you know you’ve got all your bases covered when it comes to your financial life?

In the table below, we’ve broken down financial questions you should know about your retirement plans.

Is any action warranted? 

Read the table to find areas you believe are important, and then review questions below to ask yourself.
  • Retirement Plans
  • Investments
  • Employer Sponsored Plans (401k, etc)
  • Annuities
  • IRAs


  • What are your retirement needs and financial goals?

  • Do you think your current asset allocation matches your investment needs?

  • When did you and your financial advisor last review your investment portfolio?

  • Have you made changes to your asset allocation strategy in response to market volatility?

  • Who controls the asset allocation decisions for your retirement assets? Would you like more help?

  • What kind of retirement plans do you have? What are the assets in each? How are they invested?

  • What does your employer or your company contribute to your retirement plan? Are you vested?

  • When do you want to retire? Where do you want to live or go?

  • Are you confident you have enough resources set aside for retirement income? How much do you think you’ll need? What do you hope to do while retired?

  • Do you own long-term care insurance? Do you think you’ll need it?

  • Have you calculated your expected income from Social Security? How much do you know about your benefits from Medicare?

  • When are you eligible to draw money from your retirement plans? From which account would you first draw income? Last?

  • Do you own any annuities?