Life Insurance in Santa Monica and Los Angeles, CA. Disability Insurance, and Long Term Care (LTC) Insurance.
Work with Andrew Eddy, who holds the Chartered Life Underwriter® designation, which is the premier credential in the life insurance industry. He’s independent and will evaluate the best insurance provider for your unique situation.
You are here because you have insurance questions. Insurance can get complicated and confusing. Let Andrew help sort through your options and decide what course of action is best for your unique situation via a complimentary policy review / Q&A session.
Did you know that many financial advisors do not have any insurance training? Why work with someone who hasn’t spent more than 400 hours learning insurance, when you can work with Andrew?
As comprehensive financial advisors, we evaluate a client’s entire financial situation. In the chart below, listed are the core risk issues that can be addressed with the proper insurance strategy. Insurance can be very confusing, but at a fundamental level there are two types – temporary or term insurance, and permanent insurance (universal life and many others). Let Andrew help you navigate the path to solving your particular situation.
Disability Income Insurance
Issue: Inadequate earned income protection
Solution: Obtain appropriate disability income benefit
Issue: Inadequate protection for long term care costs.
Solution: Obtain appropriate protection with permanent insurance rider or lump sum policy.
Family Income Protection
Issue: Inadequate family income protection
Solution: Base of permanent insurance plus supplemental term insurance.
Life Insurance (LIRP)
Issue: Limitations on retirement savings
Solution: Supplement retirement income with tax deferred savings (after all other tax deferred options are exhausted).
A Chartered Life Underwriter® has earned the premier credential in the insurance profession, representing eight or more comprehensive college-level courses covering all aspects of insurance planning, estate and retirement issues, taxation, business insurance and risk management. For more than 80 years, consumers have trusted this mark, which is conferred by The American College, a non-profit educator with the highest level of accreditation. The average study time for the program is over 400 hours and can take years to earn. Each CLU® must also complete a minimum of 30 hours of continuing education every two years and meet extensive experience requirements, ensuring the knowledge you’re counting on is both comprehensive and current.
Eddy Financial, LLC is not a licensed insurance entity. Insurance services are offered through Andrew Eddy, an individually licensed life insurance agent in the state of California. Andrew Eddy’s California Insurance License is № 0K02163.
Los Angeles area Santa Monica life insurance, long term care insurance, disability insurance, financial advisor, financial planner, and wealth management serving Santa Monica, Brentwood, Pacific Palisades, Westwood, Marina Del Rey, Culver City, West Los Angeles, Hollywood, Bel-Air, Malibu, Century City, Beverly Hills, Topanga, and Southern California communities. Andrew Eddy, CERTIFIED FINANCIAL PLANNER™ certificant (CFP®) located near me in Los Angeles.