Los Angeles Financial Advisors
Independent · Fiduciary · Santa Monica, CA
A Los Angeles financial advisor
who works for you.
A financial advisor near you in Los Angeles. Independent. Fiduciary. At Eddy Financial, you work directly with Andrew Eddy, CFP®. Many advisors answer to a firm. Andrew answers to you.
Whether you’re nearing retirement, just starting your search, or wondering if your current advisor is still the right fit.
Get your questions answered — a 1-on-1 conversation with Andrew
20 minutes · No statements required · Complimentary
Brief introduction
A few situations we hear often.
You’ve spent years building what you have. Now you want someone whose obligation is to you — not to a firm, a product line, or a sales quota. You’ve heard the word “fiduciary” but may not be sure what it means in practice, or whether your current advisor qualifies.
You have an advisor — or a portfolio you’ve built yourself — but something feels off. The fees aren’t clear. The strategy doesn’t quite make sense. Or you simply haven’t had a real conversation about where things stand in years. You’re not looking to start over. You just want an honest, independent assessment.
You’re within five to ten years of retirement — or already there — and the rules have changed. Accumulation is over. Now it’s about supporting ongoing withdrawals, managing sequence-of-return risk, and drawing down in a tax-aware order. The investment decisions you make in this window carry consequences that last decades.
Many Los Angeles advisors work for a firm. Andrew works for you.
Many financial professionals in Los Angeles are affiliated with a large firm — a bank, an insurance company, or a brokerage — where what they recommend can be influenced by their employer's priorities. But it matters when it’s your money.
Eddy Financial, LLC has no parent company to answer to. Andrew holds the Accredited Investment Fiduciary® (AIF®) designation — a credential specific to fiduciary responsibility — and is legally required to act in your interest.
That distinction is meaningful. It changes what questions get asked, what options get considered, whose interests come first.
As a fiduciary, Andrew answers yes to five questions
- Will you put my best interests above all others?
- Will you act with prudence — with the skill, care, diligence and good judgment of a professional?
- Will you provide full and fair disclosure of all important facts?
- Will you avoid conflicts of interest whenever possible?
- Will you fully disclose and fairly manage, in my favor, any unavoidable conflicts?
Specialized guidance for your situation
Andrew works with people whose financial lives have a specific shape. If one of these is you, here’s where to start.
Our 3-Step Process
Schedule this session to ask questions and determine if our expertise matches your needs. At the conclusion, you’ll understand if it makes sense to continue with a meeting.
Identify items for deeper discussion using our financial “Life Map,” which explores 57 comprehensive items across 5 categories. At the conclusion, we’ll understand your goals, your situation, and the questions worth exploring further.
Our focus is long-term client relationships.
The Signature Second Opinion Service
Many people Andrew speaks with are not looking to start over. They have an advisor, a portfolio, or a strategy they have been following for years — but something doesn’t feel right. The fees aren’t clear. The performance doesn’t match expectations. Or they simply haven’t had a real conversation about their situation in longer than they’d like to admit.
What the Signature Second Opinion covers
No statements required in advance. No obligation to proceed.
“If you are doing well, we will not hesitate to tell you so. If we see room for improvement, we won’t be shy about telling you that either — along with how we can assist should you wish to proceed.”
Frequently Asked Questions
Eddy Financial, LLC is independently owned and operated and is not affiliated with Charles Schwab & Co., Inc. (Schwab). Schwab is a registered broker-dealer and member SIPC. Schwab provides custody, trading, and support services for accounts managed by Eddy Financial, LLC.
Schedule your 20-minute discovery call
Financial decisions can feel overwhelming. A short conversation can often provide clarity. Get your questions answered — no statements, no obligation.
Serving Los Angeles and Surrounding Communities
Eddy Financial is based at 100 Wilshire Blvd, Suite 700, Santa Monica, CA 90401. (310) 451-3339. Andrew serves clients throughout greater Los Angeles. Meetings are available in person, by phone, or via secure video conference.
As a Los Angeles fiduciary financial advisor, investment advisor, and wealth advisor, Andrew provides wealth management and financial planning guidance to clients throughout the Los Angeles area and the Westside, including: