Many times we have clients that have come to us for the first time because of some event. A new baby is born, executive stock options are granted as part of incentive package, a new incorporated business, perhaps an inheritance from a relative.

Typically the client has reached a point where they recognize that they are in over their head. Perhaps it is a knowledge issue. Or sometimes it’s a time issue. Other times it is an issue of comfort. They have decided they would like a professional advising them on their financial affairs.

With the further march of technology, there are so many resources online it can be confusing trying to understand what types of resources to trust.  It isn’t hard to execute a couple of Google searches, stay in tune with the financial press, and believe that you are in control. Your time is valuable and an advisor may allow you to focus on the other important things in your life.

As advisors, Bob and Andrew provide risk assessments, portfolio reviews, cash management, college funding, and many more services – as intensive or as broad-brush as you want. Our aim is to help eliminate some of the stressors in your life.

And our services don’t include purely investment related items.   Risk management is an important area that may want to be considered in tandem with building an investment portfolio.  Many clients don’t realize that there is more than a little chance of a disability during one’s career. For instance, individuals in their 20s have a 25% chance of a disability (whether short or long term) before they retire.* We have helped many executives, doctors, and other professionals with disability insurance. Did you know that the benefits paid by policies provided by employers are subject to income tax and personally owned policies are not?

An advisor can help cut through the options and provide expert recommendations seasoned with many years of experience. Risk management reviews can identify options to help provide family income protection, long term care insurance, retirement income planning, and estate planning.

As former corporate executives, we understand the need for client service. Eddy Financial is dedicated to providing a high level of responsiveness and high touch service.

If we can answer any questions, or provide a complimentary consultation, please don’t hesitate to contact us.


*U.S. Social Security Administration, Fact Sheet February 7, 2013